Job Description

Specialist Credit - Mortgages - First Abu Dhabi Bank - Abu Dhabi, UAE
Position Overview
This Specialist Credit Mortgages role supports First Abu Dhabi Bank's Personal Banking Credit function by assessing, evaluating, and recommending mortgage credit facilities across UAE branches. The position focuses on accurate credit analysis, risk assessment, and timely decision support to ensure a smooth mortgage approval process and strong portfolio quality.
Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Loan Officer-Originator
Salary: 9000-12000 monthly (Market estimated)
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Key Responsibilities

• Evaluate and recommend mortgage credit facilities for Personal Banking clients across UAE branches.
• Analyze customer financials, creditworthiness, and collateral documentation to support accurate assessments.
• Ensure all mortgage credit proposals comply with internal risk policies, regulatory standards, and credit guidelines.
• Support branch teams by providing timely feedback, clarifications, and decisions on mortgage credit requests.
• Coordinate with credit operations, underwriting, and related departments to streamline end-to-end mortgage processing.
• Identify early warning signs in applications and escalate potential risks appropriately.
• Maintain accurate records of mortgage credit reviews and ensure full documentation completeness.
• Contribute to continuous improvement initiatives within the PB Credit function.
• Ensure fast turnaround time to support customer satisfaction and operational efficiency.

Ideal Profile

• Previous experience handling mortgage credit assessments or retail lending is required.
• Strong understanding of UAE mortgage products, property evaluation, and home loan regulations.
• Skilled in financial statement analysis, income verification, and risk assessment.
• Strong communication skills for coordinating with branches, clients, and internal teams.
• Detail-oriented with the ability to work under pressure and manage multiple credit requests.
• Team-oriented with a proactive approach to problem solving and decision-making.

Skills Set

• Mortgage credit evaluation
• Risk assessment
• Financial analysis
• Documentation review
• Regulatory compliance
• Credit underwriting support
• Cross-functional coordination
• Decision-making

Why Join Us

• Opportunity to contribute directly to the growth of FAB's expanding mortgage business.
• Work within a high-performing credit team supporting UAE-wide branches.
• Strong learning, development, and career advancement opportunities.
• Inclusive work culture focused on collaboration, accuracy, and client satisfaction.

About the Company
First Abu Dhabi Bank is one of the UAE's most respected and stable financial institutions, known for its strong customer focus and commitment to excellence. FAB empowers employees through a collaborative environment that values performance, innovation, and long-term professional growth.
Job Title Specialist Credit - Mortgages - First Abu Dhabi Bank - Abu Dhabi, UAE
Specialist Credit - Mortgages - First Abu Dhabi Bank - Abu Dhabi, UAE
Position Overview
This Specialist Credit Mortgages role supports First Abu Dhabi Bank's Personal Banking Credit function by assessing, evaluating, and recommending mortgage credit facilities across UAE branches. The position focuses on accurate credit analysis, risk assessment, and timely decision support to ensure a smooth mortgage approval process and strong portfolio quality.
Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Loan Officer-Originator
Salary: 9000-12000 monthly (Market estimated)
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Key Responsibilities

• Evaluate and recommend mortgage credit facilities for Personal Banking clients across UAE branches.
• Analyze customer financials, creditworthiness, and collateral documentation to support accurate assessments.
• Ensure all mortgage credit proposals comply with internal risk policies, regulatory standards, and credit guidelines.
• Support branch teams by providing timely feedback, clarifications, and decisions on mortgage credit requests.
• Coordinate with credit operations, underwriting, and related departments to streamline end-to-end mortgage processing.
• Identify early warning signs in applications and escalate potential risks appropriately.
• Maintain accurate records of mortgage credit reviews and ensure full documentation completeness.
• Contribute to continuous improvement initiatives within the PB Credit function.
• Ensure fast turnaround time to support customer satisfaction and operational efficiency.

Ideal Profile

• Previous experience handling mortgage credit assessments or retail lending is required.
• Strong understanding of UAE mortgage products, property evaluation, and home loan regulations.
• Skilled in financial statement analysis, income verification, and risk assessment.
• Strong communication skills for coordinating with branches, clients, and internal teams.
• Detail-oriented with the ability to work under pressure and manage multiple credit requests.
• Team-oriented with a proactive approach to problem solving and decision-making.

Skills Set

• Mortgage credit evaluation
• Risk assessment
• Financial analysis
• Documentation review
• Regulatory compliance
• Credit underwriting support
• Cross-functional coordination
• Decision-making

Why Join Us

• Opportunity to contribute directly to the growth of FAB's expanding mortgage business.
• Work within a high-performing credit team supporting UAE-wide branches.
• Strong learning, development, and career advancement opportunities.
• Inclusive work culture focused on collaboration, accuracy, and client satisfaction.

About the Company
First Abu Dhabi Bank is one of the UAE's most respected and stable financial institutions, known for its strong customer focus and commitment to excellence. FAB empowers employees through a collaborative environment that values performance, innovation, and long-term professional growth.
Post Details
Job Start Date
Salary from 9000.00
Salary to 12000.00
Number of Vacancies 1
Location -
Location City Abu Dhabi
Desired Candidate's Profile
Gender No Preference
Nationality
Candidate Current Location

Skills Required