Job Description

United Arab Emirates
Contract
Industry: Banking - Financial Services
Experience: 5 years
Salary Range: AED 8000 - 9000
Our client is one of the leading company in a Banking Industry. They are now looking for a Credit Analyst to join them.
Responsibilities:

• Review, evaluate and undertake detailed analyses and risk assessment of Retail credit applications to assess the extent to which criteria of "capital, capacity and credibility'' are satisfied prior to submission as per the product and Credit policy to ensure the quality of credit and to protect from undue credit risks and report the conclusions.
• Address and clarify issues or points raised at the review stage prior to preparation of the final proposal and resubmission for initiation of the decision process.
• Assess the financial standing of the clients through credit checks and analysis of bank statements and ensure all financial aspects are taken into consideration in the evaluation to keep company credit exposure within set risk-bearing limits.
• Prepare and recommend the Retail credit proposals in compliance with Company Credit and Product policies and guidelines ensuring accuracy, completeness and feedback within agreed turnaround time set volume targets.

Preference:

• Excellent spoken and written communication, in both English and Arabic; Arabic is not mandatory
• Planning and organising
• Advanced MS Office skills particularly Excel and PowerPoint
• Report writing
• Interpersonal skills with different levels of management

Qualifications:
Bachelor's degree with major in Accounting & Finance, MBA would be an advantage * Certification in credit analysis would be an advantage
Benefits:

• Employment Visa
• Medical Insurance

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