Job Description

As a mortgage adviser, you'll use your in-depth knowledge of the market to find your clients mortgage products suitable for their needs. Responsibilities: - As a mortgage adviser, you'll need to:

• meet with your clients in person, or over the phone
• explain what type of mortgage adviser you are and how you're paid
• find out about your client's financial situation, including what their monthly expenditure is
• explain the different types of mortgage and offer products for your client to choose from
• assess which type of mortgage is most suitable for each client
• make sure your customers can afford what they're borrowing, not only now but in the future, in the event that interest rates go up or their circumstances change
• explain about repayments and mortgage protection
• advise on and sell related financial products, such as buildings or life insurance
• help clients complete the mortgage application
• offer some general advice on the home-buying process
• meet sales targets
• deal with mortgage lenders, estate agents, and valuers
• keep up to date with new mortgage products and changes in mortgage regulation
• respect your client's right to confidentiality
• follow strict industry rules and guidelines and ensure you give impartial and appropriate financial advice
• understand the Financial Conduct Authority (FCA) regulatory requirements and ensure you meet these
• fully cooperate with any enquiry or investigation from the financial ombudsman should things go wrong, and a client uses their right to protection.

Requirements You'll need to have: Banking /Insurance experience

• excellent communication and listening skills
• the ability to explain complex information clearly
• the confidence to work with numbers and to explain figures and financial products to your clients
• excellent customer-service skills
• the drive and motivation to meet targets
• good IT skills
• good time-management skills and the ability to juggle a busy workload
• punctuality
• discretion
• an honest and trustworthy approach
• an interest in the financial sector
• good mathematical ability.

Salary : AED3000 Job Types: Full-time, Permanent Job Type: Full-time Salary: From AED3,000.00 per month Ability to commute/relocate:

• Dubai: Reliably commute or planning to relocate before starting work (Required)