Guide clients through the mortgage application process, offering expert advice and helping them secure suitable home financing options. Job Duties of A Mortgage Advisor
Central Bank regulations on mortgage provision in UAE \xe2\x80\x93 Residents/Non Residents /Off Plan/Completed properties.
Banks documentation to assess customer profile.
Calculation of DBR \xe2\x80\x93 Debt Burden Ration that determines how much a customer can get a mortgage.
Understanding of customers Credit Report \xe2\x80\x93 scoring and how to improve if there is any issues like over exposed credit cards /personal loan etc.
Credit norms of banks \xe2\x80\x93 Property Details/status of completion.
Understanding of Projects.
CRM Documentation to waive penalties/restructure payments.
Who Can Apply? Qualification
Bachelor\xe2\x80\x99s Degree in relevant field.
Experience
Experience in Banks mortgage department / Real Estate.
3-5 years of progressively responsible professional experience for a major company or division of a large corporation.
*Chinese Speaker ONLY Skills Desired
Audit, Financial Skills.
Financial Software.
Customer Service.
Confidentiality.
Analyzing Information.
Precision and reliability; ability to. work autonomously.
Good communication skills.
If interested Kindly share your updated Cv to sheena@globalcareerheights.com Job Types: Full-time, Permanent Salary: AED18,000.00 - AED20,000.00 per month
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