Mortgage Advisor

Dubai, United Arab Emirates

Job Description

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: - Extensive knowledge in the below fields is: Central Bank regulations on Mortgage Provision in UAE \xe2\x80\x93 Residents/Non-Residents Off Plan/Completed properties. Banks documentation to assess customer profile. Various Banks in UAE \xe2\x80\x93 Conventional/Islamic and their policies and procedures with detailed Documentation requirement to Apply for a mortgage. Calculation of DBR \xe2\x80\x93 Debt Burden Ratio that determines how much a customer can get a mortgage. Understanding of customers Credit Report \xe2\x80\x93 scoring and how to improve if there are any issues like overexposed credit cards /personal loan etc. Credit norms of banks \xe2\x80\x93 Property Details/status of completion. Understanding of Projects \xe2\x80\x93 Location Status of completion Handover status Current banks valuation for such properties CRM Documentation to waive penalties/restructure payments Training on Sales force \xe2\x80\x93 To Register and raise a R for a customer. Follow up and track bank requirements. Upload and close files to other departments upon approval. Track status of DSR \xe2\x80\x93 Developer Self Registration \xe2\x80\x93 to close bank approval and collect our payment. Competencies, Education & Experience: Audit, Financial Skills Financial Software Customer Service Confidentiality Analyzing Information Precision and reliability; ability to work autonomously Good communication skills. Any Graduation degree Experience in Banks mortgage department / Real Estate. 3\xe2\x80\x935 years of progressively responsible professional experience for a major company or division of a large corporation. Kindly share your updated resume and the other details 1) Current salary 2) Expected salary 3) Total years of exp. 4) Age Thank you Salary: AED10,000.00 - AED15,000.00 per month Experience:
  • Mortgage (Required)

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Job Detail

  • Job Id
    JD1516628
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Dubai, United Arab Emirates
  • Education
    Not mentioned