Job Description

We are seeking an experienced Manager Core Banking Assets Products Technologies to join a prestigious Islamic bank in Dubai. This is a hands-on techno-functional role focused on Temenos Transact (T24) with specialization in Assets/Lending product lifecycle management, especially aligned with Islamic finance (Murabaha, Ijara).
Key Responsibilities
Temenos Product Configuration Lending/Assets:

• End-to-end configuration of loan products in Temenos Transact (T24) using Arrangement Architecture (AA).
• Set up product structures including Term Loans, Revolving Credit, Syndicated Loans, and Islamic Murabaha/Ijara.
• Define parameters like interest/profit rates, repayment schedules, fees, and prepayment penalties.
• Configure collateral management rules: pledges, liens, LTV ratios.

Loan Lifecycle Management:

• Manage full lifecycle from origination to closure, including disbursements, servicing, restructuring, and write-offs.
• Set up accounting and amortization logic (e.g., straight-line, declining balance).
• Implement NPA (Non-Performing Asset) workflows and IFRS9 provisioning rules.

Technical Leadership & Integration:

• Expert-level understanding of T24 modules: LD (Lending), AA, CO (Collateral), LIM (Loan IQ Migration).
• Customize/enhance Temenos BASIC routines and scripts for lending workflows.
• Integrate with external platforms: Payment Hubs, Credit Bureaus, Rating Agencies.
• Troubleshoot system issues: COB failures, accounting mismatches, and batch job errors.

Stakeholder Management & Delivery Oversight:

• Conduct business requirements gathering and propose solution designs aligned with best practices.
• Collaborate with internal teams, vendors, and business units to ensure successful delivery.
• Perform post-implementation reviews and drive enhancements based on feedback.

Qualifications & Experience

• Bachelor's degree in Information Technology, Computer Science, or Business.
• Minimum 68 years of IT experience, including direct implementation of Temenos Transact Lending Products.
• Strong techno-functional background with both business process understanding and technical development.
• Practical knowledge of Project Management methodologies (Waterfall, Agile).