Credit Analyst

United Arab Emirates, United Arab Emirates

Job Description

:

Job Purpose

As part of its mission to be a global trade enabler, DP World seeks to offer a Trade Finance product to BCOs (Importers/Exporters) and transporters to ease their working capital crunch. DP World aims to help SMEs by making financing options available to reduce this working capital crunch.

The main purpose of the role is to conduct Credit due diligence, underwriting, approval, monitoring and recoveries of clients interested in Trade Finance with DPWFS. The incumbent will be responsible for managing a portfolio of accounts while adhering to the credit policy and processes in place. The Credit Analyst needs to ensure that there are no surprises and resulting credit losses in the portfolio allocated.

Key Accountabilities
  • Specific responsibilities include:
  • Credit due diligence on Trade Finance borrowers for management, financial, industry and business risk
  • Identifying credit and operational risks in trade finance documentation for a broad range of trade related transactions, including receivables & payables financing, import/export financing, invoice discounting/factoring, commodity trade financing, inventory financing, buy-sell transactions and risk participation (funded & unfunded).
  • Understanding and analysis of financial statements, early warning and collections
  • Ensuring compliance with DP World\'s internal policies, processes and procedures.
  • Pro-actively manage portfolio risk exposure, collections, remediation and recoveries.
  • Identify key risks, and drive alignment on risk mitigation actions.
  • Interacting with external service providers (risk consultants, recovery agents, insurance companies, brokers, etc.)
  • Assisting the relevant transactions/cases to ensure credit risk support and innovative solutions are provided in line with company policies and regulatory requirements.
  • Review of term sheet and vetting of loan related documentation with borrowers.
  • Act as an ambassador for DP World at all times when working; promoting and demonstrating positive behaviours in harmony with DP World\'s, values and culture; ensuring the highest level of safety is applied in all activities; understanding and following DP World\'s Code of Conduct and Ethics policies
  • Perform other related duties as assigned
Qualifications, Experience and Skills
  • Bachelor\'s / Post Graduate degree from a University of repute.
  • 5+ years of credit risk experience in Financial Institutions; FinTech, Banks or Non-Banking Financial Companies (NBFC)
  • Knowledge of trade finance credit risk management.
  • Experience with cross border transactions and corresponding risk implications.
  • Ability to detect, assess and mitigate credit risk.
  • Appreciation of the Company\'s commercial interests and those of its\' clients.
  • Excellent English written and verbal communication skills; Strong analytical, problem solving and organization skills.
  • Keen attention to detail, adaptability and pragmatism; ability to manage an active caseload and prioritize effectively.
  • Self-driven, results-oriented with a proven track record in credit & risk matters.
  • The right candidate will be able to work under pressure, be highly result-oriented, deal with high volumes of work and be highly agile in leading credit aspects of a fast-growing trade finance business.
About Us:

We are the leading provider of worldwide smart end-to-end supply chain logistics, enabling the flow of trade across the globe. Our comprehensive range of products and services covers every link of the integrated supply chain - from maritime and inland terminals to marine services and industrial parks as well as technology-driven customer solutions.

We deliver these services through an interconnected global network of 295 business units in 78 countries across six continents, with a significant presence both in high-growth and mature markets. Wherever we operate, we integrate sustainability and responsible corporate citizenship into our activities, striving for a positive contribution to the economies and communities where we live and work.

Our dedicated, diverse and professional team of more than 97,657 from 158 nationalities are committed to delivering unrivalled value to our customers and partners. We do this by focusing on mutually beneficial relationships - with governments, shippers, traders, and other stakeholders along the global supply chain - relationships built on a foundation of mutual trust and enduring partnership.

We think ahead, anticipate change and deploy industry-leading digital technology to further broaden our vision to disrupt world trade and create the smartest, most efficient and innovative solutions, while ensuring a positive and sustainable impact on economies, societies and our planet.

DP World is committed to the principles of Equal Employment Opportunity (EEO). We strongly believe that employing a diverse workforce is central to our success and we make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, gender, disability, race, religion or belief.

By submitting your resume and application information, you authorize DP World to transmit and store your information in the world-wide recruitment database, and to circulate that information as necessary for the purpose of evaluating your qualifications for this or other job vacancies.

DP World

Beware of fraud agents! do not pay money to get a job

MNCJobsGulf.com will not be responsible for any payment made to a third-party. All Terms of Use are applicable.


Related Jobs

Job Detail

  • Job Id
    JD1501841
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    United Arab Emirates, United Arab Emirates
  • Education
    Not mentioned