Job Description

Credit Analyst - Commercial Banking - First Abu Dhabi Bank - Abu Dhabi, UAE
Position Overview
This Credit Analyst role supports First Abu Dhabi Bank's Commercial Banking segment by preparing, analysing, and recommending credit facility applications. The position ensures that only high-quality credit assets are booked, manages a portfolio of accounts, monitors early-warning cases, and supports overall credit governance. It plays a key part in safeguarding risk, maintaining portfolio quality, and supporting business growth.
Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Credit Review-Analysis
Salary: 9000-12000 monthly (Market estimated)
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Key Responsibilities

• Prepare, assess, and recommend credit facility applications and transaction-based requests submitted by Commercial Banking units.
• Conduct comprehensive financial, business, and risk analysis on all credit proposals.
• Make informed recommendations for approval or rejection based on the bank's policies, credit standards, and delegated authority matrix.
• Ensure only high-quality credit assets are approved and booked.
• Manage a portfolio of client accounts and follow up on facility compliance in coordination with Business Units.
• Monitor early-warning cases, review client commitments, and ensure timely updates from business teams.
• Support the protection of the bank's interests by identifying risks and escalating concerns where necessary.
• Maintain strict follow-up on compliance with terms and conditions of credit approvals.
• Assist in special projects that support Credit Team operations and continuous improvement.
• Undertake system checks, produce MIS reports, and support administrative tasks as directed by the Credit Head.
• Ensure credit processes align with internal policies, regulatory requirements, and prudential standards.

Ideal Profile

• Bachelor's degree in Accountancy, Commerce, Economics, or Finance; Master's degree is an advantage.
• Five to eight years of banking experience, with at least five years in Credit.
• Strong understanding of commercial lending, credit structuring, and risk assessment.
• Ability to analyse financial statements, business performance, and sector risks.
• Strong communication, coordination, and stakeholder management skills.
• Detail-oriented, analytical, and capable of working under pressure.
• Proficient in banking systems, financial modelling, and MS Office tools.

Skills Set

• Credit assessment and underwriting
• Financial analysis and modelling
• Portfolio monitoring
• Early-warning risk management
• Compliance with credit policies
• Client follow-up and coordination
• MIS and reporting
• Decision support
• Risk identification and escalation

Why Join Us

• Work within a high-impact credit function at the UAE's largest financial institution.
• Gain exposure to complex commercial banking credit structures.
• Contribute to maintaining strong asset quality and safeguarding the bank's risk profile.
• Develop long-term career growth in credit, risk management, or commercial banking.

About the Company
First Abu Dhabi Bank is one of the world's safest and most respected financial institutions, known for disciplined credit governance, strong asset quality, and a commitment to excellence. FAB empowers employees to develop deep technical expertise while supporting sustainable business growth across the UAE and beyond.
Job Title Credit Analyst - Commercial Banking - First Abu Dhabi Bank - Abu Dhabi, UAE
Credit Analyst - Commercial Banking - First Abu Dhabi Bank - Abu Dhabi, UAE
Position Overview
This Credit Analyst role supports First Abu Dhabi Bank's Commercial Banking segment by preparing, analysing, and recommending credit facility applications. The position ensures that only high-quality credit assets are booked, manages a portfolio of accounts, monitors early-warning cases, and supports overall credit governance. It plays a key part in safeguarding risk, maintaining portfolio quality, and supporting business growth.
Job Details
Country: UAE
City: Abu Dhabi
Industry: Banking
Function: Credit Review-Analysis
Salary: 9000-12000 monthly (Market estimated)
Gender: Any
Candidate Nationality: Any
Job Type: Full-time
Key Responsibilities

• Prepare, assess, and recommend credit facility applications and transaction-based requests submitted by Commercial Banking units.
• Conduct comprehensive financial, business, and risk analysis on all credit proposals.
• Make informed recommendations for approval or rejection based on the bank's policies, credit standards, and delegated authority matrix.
• Ensure only high-quality credit assets are approved and booked.
• Manage a portfolio of client accounts and follow up on facility compliance in coordination with Business Units.
• Monitor early-warning cases, review client commitments, and ensure timely updates from business teams.
• Support the protection of the bank's interests by identifying risks and escalating concerns where necessary.
• Maintain strict follow-up on compliance with terms and conditions of credit approvals.
• Assist in special projects that support Credit Team operations and continuous improvement.
• Undertake system checks, produce MIS reports, and support administrative tasks as directed by the Credit Head.
• Ensure credit processes align with internal policies, regulatory requirements, and prudential standards.

Ideal Profile

• Bachelor's degree in Accountancy, Commerce, Economics, or Finance; Master's degree is an advantage.
• Five to eight years of banking experience, with at least five years in Credit.
• Strong understanding of commercial lending, credit structuring, and risk assessment.
• Ability to analyse financial statements, business performance, and sector risks.
• Strong communication, coordination, and stakeholder management skills.
• Detail-oriented, analytical, and capable of working under pressure.
• Proficient in banking systems, financial modelling, and MS Office tools.

Skills Set

• Credit assessment and underwriting
• Financial analysis and modelling
• Portfolio monitoring
• Early-warning risk management
• Compliance with credit policies
• Client follow-up and coordination
• MIS and reporting
• Decision support
• Risk identification and escalation

Why Join Us

• Work within a high-impact credit function at the UAE's largest financial institution.
• Gain exposure to complex commercial banking credit structures.
• Contribute to maintaining strong asset quality and safeguarding the bank's risk profile.
• Develop long-term career growth in credit, risk management, or commercial banking.

About the Company
First Abu Dhabi Bank is one of the world's safest and most respected financial institutions, known for disciplined credit governance, strong asset quality, and a commitment to excellence. FAB empowers employees to develop deep technical expertise while supporting sustainable business growth across the UAE and beyond.
Post Details
Job Start Date
Salary from 9000.00
Salary to 12000.00
Number of Vacancies 1
Location -
Location City Abu Dhabi
Desired Candidate's Profile
Gender No Preference
Nationality
Candidate Current Location

Skills Required