Meet myZoi

myZoi is a SC Ventures (SCV) fintech dedicated to promoting global financial inclusion, by offering affordable, convenient, and transparent financial services to the unbanked and underbanked.

The Role

We are offering an opportunity to a smart, driven and enthusiastic professional to join myZoi as an Associate Director for Conduct, Financial Crime & Compliance (CFCC), based in Dubai.

Our ideal candidate would be responsible for assisting in managing the CFCC framework through efficient and effective governance of CFCC risk. If you join our team you will:

• Assist in ensuring adequate support (people, processes, tools, frameworks, systems) in the team to enable sustainable business growth and address CFCC risks.
• Assist senior management to ensure that the levels of compliance and governance are in line with regulatory expectations and SC Group requirements.
• Assist in implementing the vision, strategy, and CFCC plan set by the Chief Compliance Officer, supporting myZoi\xe2\x80\x99s strategic direction.
• Assist with regulatory relationship management and develop effective and open relationships with our regulators.
• Manage myZoi\xe2\x80\x99s financial regulations obligations register and annual attestation process.
• Assist in continually improving CFCC policies and procedures to ensure compliance with applicable laws and ensure effective implementation of them.

Responsibilities

Business

• Act as a trusted advisor to the Business, providing timely advice that aligns with best practices across all conduct, compliance and financial crime risks.
• Assist with implementing a risk-based CFCC framework and monitoring program to proactively mitigate compliance and financial crime risks.
• Provide guidance to stakeholders on the application and interpretation of legislation, regulatory guidelines and policies, related to CFCC.
• Support and challenge myZoi\xe2\x80\x99s businesses and functions to maintain appropriate conduct, comply with CFCC requirements, and achieve fair outcomes for clients.
• Assist investigations into suspicious activity, reporting to authorities and enabling informed decisions on reputational and regulatory risks.
• Align with the Group\xe2\x80\x99s and SCV\xe2\x80\x99s Compliance framework, producing high-quality management information for compliance risk framework owners.

Processes

• Execute relevant aspects of the Financial Crime and Enterprise risk framework as an independent second-line risk control function.
• Conduct regular CFCC training programs on an ongoing basis to educate staff on the relevant regulatory developments, CFCC policies and procedures.
• Assist in establishing control standards and advise on developing appropriate controls to mitigate FCC risks.
• Support the MLRO in the timely preparation and filing of internal and external SAR reports in accordance with local regulation requirements.
• Assist in maintaining proper records and registers for all AML and CTF investigations.

Risk Management

• Escalate regulatory breaches or breaches of risk tolerances to the Chief Compliance Officer and ensure timely remediation and cessation of activities.
• Analyse and interpret the comprehensive regulatory impact of complex Regulatory Compliance matters on myZoi\xe2\x80\x99s business and its operations.
• Support the identification, assessment, management, monitoring, mitigation and reporting of CFCC risks.
• Contribute to the enhancement of controls for myZoi in respect of CFCC related risk categories under the relevant Risk Management Frameworks.
• Collaborate with other CFCC teams within the Group and SCV to anticipate horizon risks and support the development of effective strategies to mitigate them, including global standards for conduct of business.

Governance

• Assist with the drafting and implementation of CFCC policies, standards, department operating instructions and process notes.
• Promote and embed a culture of openness, trust, risk awareness and practice of organisational compliance including assisting with the implementation, socialisation and tracking of regulatory and financial crime policies and standards.
• Assist the Chief Compliance Officer in horizon scanning by staying abreast of regulatory changes and breaches within the relevant jurisdictions relevant to myZoi\xe2\x80\x99s business model.

About You

• Display exemplary conduct and live by the Group\xe2\x80\x99s Values and Code of Conduct.
• Have over 7 years of experience in CFCC and regulatory risk management.
• Strong understanding of financial services sector and relevant laws and regulations.
• Enjoy a collaborative working style across stakeholders with a solution orientated mindset.
• Enjoy Independently managing and prioritizing tasks to meet deadlines and deliverables.
• Pragmatic risk-based approach to efficiently and effectively identify, escalate, mitigate, and resolve CFCC concerns.
• Detail orientated and committed to delivering high quality outcomes that model best practices.
• Thrive in a creative, fast-paced, agile environment, focused on fair outcomes for clients and financial crime compliance.
• Ability to see things from multiple perspectives and continuously ask "why," with a good business acumen and understanding of industry trends, directions, and regulatory considerations.
• Bring an imaginative and creative approach to work, coupled with curiosity about new technologies, workflows, and products.
• Understand effective communication concepts, tools, and techniques, adept at transmitting, receiving, and accurately interpreting ideas, information, and needs across diverse situations and customer segments.
• Hold a relevant professional certification in financial crime and compliance (preferable).
• Have clear, concise, and persuasive writing and presentation skills.

At myZoi we strive to create a both a product and a team that embraces equality, inclusion, diversity and freedom. We want people who can be themselves and bring their own brand of value to the team. Come and join us.

About SC Ventures

SC Ventures is Standard Chartered\xe2\x80\x99s innovation, fintech investment and ventures arm. We were established to reinvent banking, as the significant technological disruptions to the industry was impacting its ability to serve clients and customers, in the ways they needed to be served.

We are a unique ecosystem of innovators, banking experts, business builders and partners who are focused on rewiring the DNA in banking and bringing breakthrough ideas to scale, together.

We are building ecosystems around four high conviction themes: Online Economy & Lifestyle, SMEs & World Trade, Digital Assets, and Sustainability & Inclusion.

We are a global team of "Members" (excluding individual ventures), including dedicated colleagues from the Group\'s support functions, based in Singapore, Hong Kong, London, the United Arab Emirates and Israel.

Standard Chartered