Senior Mortgage Advisor
Dubai, United Arab Emirates
Job Description
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Extensive knowledge in the below fields is :
Extensive knowledge in the below fields is :
- Central Bank regulations on Mortgage Provision in UAE - Residents/Non Residents
- Off Plan/Completed properties.
- Various Banks in UAE - Conventional/Islamic and their policies and procedures with detailed Documentation requirement to
- Apply for a mortgage
- Calculation of DBR - Debt Burden Ration that determines how much a customer can get a mortgage
- Understanding of customers Credit Report - scoring and how to improve if there is any issues like over exposed credit cards /personal loan etc.
- Credit norms of banks - Property Details/status of completion
- Location
- Status of completion
- Handover status
- Current banks valuation for such properties.
- To Register and raise a R for a customer
- Follow up and track banks requirements
- Upload and close file to other departments upon approval
- Track status of DSR - Developer Self Registration - to close bank approval and collect our payment
- Audit, Financial Skills
- Financial Software,
- Customer Service
- Confidentiality
- Analyzing Information
- Precision and reliability; ability to work autonomously
- Good communication skills
- Any Graduation degree
- Experience in Banks mortgage department / Real Estate.
- Experience in Banks Broker Channel is a Must.
- 5-10 years of progressively responsible professional experience in Mortgage.
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Job Detail
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Job IdJD1600452
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationDubai, United Arab Emirates
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EducationNot mentioned