Remedial Credit Risk Senior Officer

Sharjah, United Arab Emirates

Job Description

An excellent opportunity is available for a Credit Risk Senior Officer with a banking business who offer a wide range of banking products and services based in the head office location in Sharjah. Reporting to the Head of Remedial Management, you will contribute to profitability through recovery of existing delinquent borrowing relationships with the aim to maximise client settlement and be responsible for monitoring watch-list accounts and manage overall portfolio asset quality to prevent further deterioration. Key Responsibilities:
  • Proactively manage and follow up accounts
  • Coordinate with Business groups for settlement of past dues beyond 45 days.
  • Daily review of the past due report
  • Communicate with the clients regarding to follow up on defaulted loans to reach amicable settlement
  • Initiate legal notice, demand letters, emails to defaulted customers
  • Recommend changes to internal risk rating and ensure correct implementation in line with management
    decision/central bank guidelines
  • Recommend changes to Central Bank classifications based on management decision/Central bank guidelines
The Remedial Credit Risk Senior Officer will possess experience of a similar role within corporate banking or a recovery department, specifically preparing proposals and performing customer analysis. You will have Arabic and English speaking skills to business level. You will ideally hold a Bachelor\'s degree in accounting, finance or other relevant subject, possess excellent MS Office skills, have strong attention to detail and ability to deal with difficult customers.
An excellent opportunity is available for a Credit Risk Senior Officer with a banking business who offer a wide range of banking products and services based in the head office location in Sharjah.

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Job Detail

  • Job Id
    JD1611175
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Sharjah, United Arab Emirates
  • Education
    Not mentioned