Relationship Officer Business Loans

Dubai, DU, AE, United Arab Emirates

Job Description

Full-time
Sub Division: Commercial Banking
Division: Personal, Wealth & Business Banking

Company Description


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Now it's your time to join the #1 bank in the Middle East and one of the most prestigious financial companies in the region. Shaking up the world of banking requires a lot of smarts and skill. We're looking for the brightest and best to help us reach our goals and we'll also help you reach yours. Your success is our success as you grow stronger in your career. Join us and leave a legacy of your own, as a pioneer in both the company and the industry.


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JOB PURPOSE:



Meet and exceed monthly and annual sales target objectives Ensure penetration in the market through focus on New To Bank acquisition as well as solicit existing clientele Do proper analysis of the case and provide all related information of the customer after the field visit is done To be familiar with all policies, products and processes to ensure superior client on boarding experience To proactively participate in Learning, Development and training programmes of the bank in order to be an effective sales personnel Ensure strict adherence to all KYC, Compliance policies and other processes as stipulated

KEY ACCOUNTABILITIES:



This section shall not be customised to reflect accountabilities which may be unique to one role. Please use Section 5 to capture any accountabilities specific to the role which are over and above those mentioned in this section.



Financial:



Accomplish set sales and revenue objectives for all Products as per set business plan.



Achieve monthly& annual set KPI objectives Focus on New To Bank acquisition along with leveraging existing client base To leverage on cross sell opportunities to ensure higher revenue per customer Maintain Daily Sales Reports on sales performance for review by team leader and manager assets

Customers:



Be commercially effective in the role and consistently keep customer/client as focus & ensure excellent customer service by delivering quality client on-boarding experience.



Ensure thorough knowledge of all product, policies and processes in order to achieve superior client on boarding experience To ensure no mis selling to customers by offering products/services transparently as per customer requirements Understand and resolve/escalate customer redresses to ensure timely resolution

Learning & Growth:



To ensure participation in assigned training, Learning & Developemet programmes Awareness to competition offerings and offer suggestions to line manager to improve product/ processes

Internal Processes:



Ensure implementation of prescribed Sales & Compliance processes as per Bank's policies.



Implement governance & controls to proactively identify, manage and minimize/mitigate potential losses to the franchise within respective Area.



Adhere to Risk Control Assessment process across all areas of Business Banking Department - Selling, Client Onboarding,Fraud Control,Client Application & KYC Documentation etc Adherence to all prescribed internal processes to ensure satisfactory Audit Ratings by adherence of all prescribed processes Ensure to bring quality and right customers to the franchise . Discuss the cases with stake holders and ensure support is provided

Specialist Skills required for the Job:



Core Skills


Technical Skills

Leadership & team management Good knowledge of BB products Service quality & customer handling skills Good Computer skills; Excel, word, PP Motivated & Proactive approach Competitive and ability to work in multi cultural environment Ability to develop & strengthen relationship between team & customers

In person, telephone and email to communicate on matters/ reports related to the job.


Team management and key deliverables

JOB KNOWLEDGE, SKILLS AND EXPERIENCE



Requires good convincing and Negotiating Skills according to the complexity of business. Continuous suggestions on Changes and ways of improving FAB Products. To build and maintain effective business relationship with all colleagues. Identify any cross Selling opportunity for Other Business Divisions of the Bank

#LI-MM2

Qualifications


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QUALIFICATIONS & EXPERIENCE:



Business Loans experience is a must



Education required :

University Degree / MBA / PGDM / Sales diploma or certification preferable.

Experience :

3 - 5 years of experience in Banking or in a Financial Industry


I'm interested


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Job Detail

  • Job Id
    JD2207710
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Dubai, DU, AE, United Arab Emirates
  • Education
    Not mentioned