The Role Responsibilities

Job Summary

• Balance Sheet Optimization while ensuring lower Cost of Funds and positive margins.
• Balance Sheet forecasting, dividend planning and driving RWA Optimization initiatives.
• Coordinating ALCO actions items and addressing ALCO participants queries.
• Effective implementation of Policies, framework and Local Regulatory Compliance.
• Preparation of ICAAP, Recovery Plan and Regulatory Stress Testing.
• FTP Governance and Regulatory Reporting with effective controls.
• Supporting Regional and Group initiatives to optimize RWA and improve margins.
• Budgeting and Forecasting.

Strategy

• Reporting any exceptions / breaches to senior management and ALCO.
• Monitoring the development and up-dation of procedures, controls and monitoring plans for ORM.

Business

• Monitor FTP mechanism.
• Reporting unit\xe2\x80\x99s OR issues and losses.

Processes

• Conduct and review of stress testing.
• Ensure effective implementation of BASEL III guidelines related to Capital and Liquidity.
• Ensure preparation of monthly and quarterly contractual, behavioural and repricing Gaps.
• Preparation of weekly, fortnightly, monthly and quarterly contractual, behavioural and repricing Gaps.

People and Talent

• Support the CFO with Recovery and Resolution Planning.

Risk Management

• Identifying and reporting all weaknesses inherent in the standard controls.

Governance

• Maintaining proper record keeping on all control testing related activities.

Regulatory and Business Conduct

• Display exemplary conduct and live by the Group\xe2\x80\x99s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the Pakistan Finance Balance Sheet Management team to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles: Do the right thing, better together, never settle.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
• Preparation of liquidity related returns submitted to DFSA.

Key Stakeholders

Internal

• ALCO
• AMR Regional Treasury
• Group Treasury
• Group Internal Audit
• Compliance, DIFC
• Other Businesses

External

• DFSA
• External Auditors

Other Responsibilities

• Support the CFO in all strategic decision making

Our Ideal Candidate

• MBA / ACA / ACCA / CIMA / CMA or equivalent, preferably with emphasis on Finance.
• 10 - 15 years of extensive experience covering all key disciplines of banking and finance, especially in BS management, various segments banking, strategic planning, budgeting, research, and operations.
• The job-holder deals with highly complex business problems, conditions and constraints and needs to resolve issues at both macro and micro levels.
• He/She must understand market dynamics / conditions across DIFC / region and adopt a multi-disciplinary approach within the bank, while recommending the course of action for enhancing the profitability and service delivery.
• The job-holder directs and monitors the course of action of structural Liquidity management, capital, projects and support initiatives undertaken for the Balance sheet management.
• The job holder analyses, evaluates and recommends the course of action to be taken on strategic issues and key business drivers such as performance levels, processes and procedures, etc.
• Highly developed analytical and strategic thinking skills with strong organizational and leadership abilities and creativity. Previous experience of managing small teams of skilled individuals.
• Sound knowledge of information technology.

Role Specific Technical Competencies

• Solve Problems
• Collaborate and Stakeholder Management
• Communicate
• Achieve Results
• Manage Conduct
• Manage Risk
• People Management
• Cost Management
• Financial Accounting and Modelling

\xc2\xadAbout Standard Chartered

We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
• Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum
• Flexible working options based around home and office locations, with flexible working patterns
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

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