Central Bank regulations on Mortgage Provision in UAE \xe2\x80\x93 Residents/Non Residents /Off Plan/Completed properties
Banks documentation to assess customer profile
Various Banks in UAE \xe2\x80\x93 Conventional/Islamic and their policies and procedures with detailed Documentation requirement to
Apply for a mortgage
Calculation of DBR \xe2\x80\x93 Debt Burden Ration that determines how much a customer can get a mortgage
Understanding of customers Credit Report \xe2\x80\x93 scoring and how to improve if there is any issues like over exposed credit cards /personal loan etc.
Credit norms of banks \xe2\x80\x93 Property Details/status of completion
Understanding of Projects \xe2\x80\x93
Location
Status of completion
Handover status
Current banks valuation for such properties
CRM Documentation to waive penalties/restructure payments
Competencies:
Audit, Financial Skills
Financial Software,
Customer Service
Confidentiality
Analyzing Information
Precision and reliability; ability to work autonomously
Good communication skills
Education & Experience:
Any Graduation degree
Experience in Banks mortgage department / Real Estate.
3 \xe2\x80\x93 5 years of progressively responsible professional experience for a major company or division of a large corporation.
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