Job Description

Head of Product, B2C Credit Products
Department: B2C Financial Services, Product
Employment Type: Full Time
Location: UAE
Reporting To: Andrei Kazarinov
Description
Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 15 million users choose Tabby to stay in control of their spending and make the most out of their money.
The company's flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 40,000 global brands and small businesses, including Amazon, Noon, IKEA, and SHEIN use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores.
Tabby generates over $10 billion in annual transaction volume for its partner brands and is the highest-rated, most-reviewed, largest, and fastest-growing FinTech in the GCC region.
Tabby launched in 2019 and has since raised +$1 billion in equity and debt funding from global and regional investors, and is now valued at $3.3 billion.
About the role
We are looking for a Head of Product located in UAE to lead the development and growth of our credit financial products, including Tabby Card and personal loans. Tabby Card already has hundreds of thousands of active users in UAE, and your goal will be to scale it sustainably to make it a dominant BNPL / credit card in the region. Also, you and your team will be launching new credit products such as personal loans.
In this role, you will lead a team of 4 Senior PMs and work cross-functionally with business, engineering, design, data, marketing, legal and compliance teams to deliver a seamless and scalable digital experience for millions of customers.
What you will be doing

• Own the end-to-end product strategy and roadmap for Credit across Tabby Card and new lending products, with clear north-star metrics and guardrails.
• Lead, coach, and scale a team of Senior PMs; set high quality bars, establish operating rituals, and grow future leaders.
• Work closely with legal, compliance, security and core teams to ensure that products meet local regulations and security standards but without killing innovation - because we are about balance.
• Keep an ear to the ground on market trends, user behaviour, and competitors to keep us ahead of the game.
• Drive an experimentation culture: define hypotheses, run A/B tests, and use causal methods to inform decisioning and incrementality.
• Own the entire product lifecycle - from rare ideas to full-fledged fintech magic, being the glue between engineering, designers, marketing and compliance making sure everyone's on the same page
• Set and track KPIs like a pro to track progress and measure improvements.

What you will need

• 5+ years in product management with at least 2+ years leading other PMs as Head of Product or equivalent.
• Strong fintech background with direct ownership of credit or lending products at scale.
• Deep understanding of the consumer credit lifecycle: acquisition, KYC, underwriting, line assignment, authorization, rewards, delinquency management, and collections.
• Proven track record of managing complex product lifecycles and delivering successful products.
• Excellent cross-functional leadership partnering with Risk, Legal, Compliance, Data, Finance, Ops, and external vendors.
• Based in UAE or willing to relocate; fluent in English.

Job Benefits
What you can expect

• Ownership & Impact: A working environment that gives you autonomy and responsibility from day one.
• Culture: Collaborative, inclusive, and driven environment where your voice matters.
• Flexibility: Enjoy flexible working hours designed to optimize productivity and balance.
• Growth: Participate in the company's employee stock options program and shape your career trajectory.
• Support: Comprehensive health insurance, generous PTO and a Flexible Benefits budget to meet your personal needs.

We are passionate about creating an inclusive, high-performing workplace that gives people from all backgrounds the support they need to thrive, grow, and meet their goals (whatever they may be).
If this sounds exciting to you, we'd love to hear from you!

Skills Required