Primary Location: Africa & Middle East-United Arab Emirates-Dubai
Schedule: Full-time
Employee Status: Permanent
Posting Date: 10/Oct/2023, 8:29:58 AM
Unposting Date: 17/Oct/2023, 5:59:00 PM
JOB SUMMARY
Head, Digital Channels and Payments, reporting to the Managing Director & Head, Personal, Business and Digital banking, AME/E region. The candidate should possess a strong understanding of Digital channels and associated architecture, as well as payment systems and solutions. You will be responsible for the ongoing effective operation and execution of digital channels and associated architecture, partners and payments systems end to end, in each market. The purpose of your role is to ensure that digital channels and payments effectively enable the business to achieve its commercial objectives, by taking end to end responsibility for clear business requirements and use cases, translation of these into design and solutions with the group digital hives, and execution of digital and payment capabilities in the markets for which they are intended.
RESPONSIBILITIES
Set the strategies and roadmap on digital channels, payments systems to enable the business in each country to achieve its business objectives. Build digital channels and payments ecosystem end to end, working with key stakeholders in the business and in the group digital hives to orchestrate effective delivery and operation, in line with meeting the business vision.
Provide strategic direction and oversight of channel transformation in support of our mobile first digital strategy, including optimisation/rationalisation of physical and virtual channels. Ensure that programs are managed effectively end to end , orchestrating key stakeholders and necessary governance to achieve business outcomes
Manage direct reports to ensure end to end ownership, as well as strategic and execution oversight of country digital heads, to set the channel and payments vision, and formulate business requirements in agile projects, ensuring effective execution and ongoing maintenance.
Work with Third Parties Service Providers (TSPs) to establish business opportunities, responsible for onboarding, governance and on-going monitoring of TSPs
Collaborate with product teams to design the game plan and workflow with country business heads, Third Party Service Providers to drive product acquisition/ customer satisfaction
Work closely with group hives for agile development approach on technical delivery of the digital channels and payments ecosystem
Ensure efficient processes for channelling communication from assigned teams
Ensure all issues relating to security and integrity of the Bank digital channels and payments are satisfied, at country and regional level, ensuring that wherever relevant, group approvals are obtained from architecture, information and cybersecurity, compliance
Act as an expert for channel issues and facilitate effective communication of best practices
Establish close relationships with country business teams to meet the business objectives
Strategy
To Drive Digital strategy for CPBB AME/E
Business
CPBB
Governance
Ensure all digital payment process implementation & payment solution adhere regulatory compliance and security standards to protect customer data & transactions
Regulatory & Business Conduct
Display exemplary conduct and live by the Group\xe2\x80\x99s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key stakeholders
Group Hives and Digital Banking team.
Regional Technology and digital banking team
Regional RB team \xe2\x80\x93 RB Head, Segment and product, CEPG, Distribution, Transformation and alliances
Country RB Heads, Country CCH, Product, Digital, COO, CFCC, Legal Heads in country and region
Our Ideal Candidate
Strong knowledge and business acumen in digital solutioning for Retail Banking products/ service. Solid experience in managing digital initiatives in retail banking
Understanding on architecture design associated with digital channels in retail banking ecosystem , payments systems and experience in running agile projects
Strong judgement skills and experience in identifying and resolving complex problems whilst adhering to time-lines and quality of output
Proven problem-solving skills with ability to consider alternative and lateral solutions, with the ability to anticipate challenges
Strong experience in orchestrating delivery and maintenance of digital channels, platforms and payments systems in different jurisdictions
Creative and dynamic in exploring different use cases to drive innovation
Strong leadership and people management skills
Strong stakeholder management skills through effective orchestration , communication, presentation and influencing.
Role Specific Technical Competencies
Retail Banking Product & Payment Services
Digital Channels & Platforms
Contact Centre & Agency Banking
About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website www.sc.com/careers
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