Job Description

Functional QA - Banking Loan Domain (with Web Automation)

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Position Summary

We are looking for a detail-oriented

Functional QA Analyst

with strong experience in

Banking Loan Products

and proven skills in

Web Automation Testing

. The ideal candidate will have hands-on expertise in testing loan origination, loan servicing, collateral management, repayment processes, and end-to-end credit workflows within banking systems.

Key Responsibilities

Perform

functional, regression, and system testing

for banking loan modules including Loan Origination, Loan Servicing, Collateral & Security, Repayment, Interest Calculations, and Closure. Understand detailed

loan workflows

, credit policies, and operational processes used in retail or corporate lending. Analyze business requirements, create

test scenarios, test cases, and test data

aligned with loan and credit products. Execute tests using web-based banking applications and validate system behaviour against expected results. Perform

web automation testing

using tools such as Selenium, Playwright, Cypress, or similar automation frameworks. Create, maintain, and optimize

automation test scripts

to improve regression test coverage. Verify

API responses

, loan calculations, amortization schedules, and rule engine outputs. Coordinate with product owners, business analysts, and developers to resolve defects and ensure high-quality delivery. Participate in

UAT support

, functional walkthroughs, and production verification. Track all defects using tools like JIRA, Azure DevOps, QC/ALM, or similar. Document detailed

test reports

, traceability matrices, and execution logs.

Required Skills & Experience

3-8 years of experience in

Functional QA

within

Banking or Lending Domain

. Strong understanding of: Loan Origination Systems (LOS) Loan Management/Servicing Systems (LMS) Collateral & Security Management Credit Assessment & Risk Parameters Repayment Schedules, EMI/Interest Calculations Hands-on experience with

Web Automation

using: Selenium WebDriver Playwright or Cypress (added advantage) Java/Python/JavaScript (for automation scripting) Solid knowledge of

QA methodologies

, SDLC, STLC, and defect lifecycle. Experience with

SQL

for backend verification. Familiarity with API testing tools like Postman or RestAssured. Experience in Agile/Scrum environments.

Nice-to-Have Skills

Experience working with Core Banking Systems (e.g., Temenos, Finacle, Flexcube, T24). Exposure to performance testing tools (JMeter, LoadRunner). Knowledge of automation framework design (POM, BDD, TestNG, Cucumber). Understanding of risk scoring mechanisms and loan decisioning engines.

Soft Skills

Strong analytical and problem-solving skills. Excellent communication and documentation abilities. Ability to work independently and in cross-functional teams. * Detail-oriented with a strong focus on quality.