Responsibilities:Analyze financial statements, business models, and industry trends to assess the creditworthiness of corporate and SME clientsPrepare comprehensive credit proposals and renewal memos, including financial spread analysis, covenant checks, and credit rating justificationSupport RM team with due diligence, client onboarding documentation, and credit file completenessMonitor account performance and track covenant compliance for the assigned portfolioAssist in portfolio reporting, credit review, and risk monitoringLiaise with internal departments (Legal, Compliance, Risk, etc.) to ensure proper documentation and approvalsStay up to date with CBUAE regulatory changes and ensure alignment in the credit processRequired SkillsMinimum 5 years of experience in the UAE's banking/financial sector (Corporate and SME focus)Strong understanding of financial statement analysis and credit risk assessmentProven experience in drafting credit proposals and risk reportsFamiliarity with CBUAE regulations, Basel guidelines, and internal credit policyAdvanced Excel and financial modelling skillsBachelor's degree in finance, Accounting, Economics, or related fieldArabic language is a plusStrong communication and writing skills (English mandatory)Analytical mindset with attention to detail
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