Job Description

Role Overview:

Joud LLC is seeking a highly skilled and strategic Chief Financial Officer (CFO) to lead our financial strategy and operations. The CFO will play a critical role in driving Joud LLC's financial growth, ensuring compliance with regulatory requirements, and managing our financial health as we scale our fintech solutions.

Key Responsibilities:

Design and execute Joud's financial strategy in line with its fintech growth roadmap. Lead capital raising efforts (equity, debt, and venture funding), including negotiations with investors and reporting to stakeholders. Own and continuously improve financial modeling, forecasting, and scenario planning for short- and long-term goals. Manage budget planning, expense tracking, cash flow monitoring, and cost control initiatives. Ensure complete regulatory compliance with the Qatar Central Bank (QCB), reporting formats, and BNPL-specific guidelines. Establish internal control frameworks, risk mitigation protocols, and audit readiness systems to support operational integrity. Oversee day-to-day accounting activities including payroll, reconciliations, P&L, balance sheets, and financial statements. Prepare monthly and quarterly management reports, dashboards, and KPI tracking for executive team and board reviews. Coordinate external audits and maintain tax and legal compliance in collaboration with external advisors. Support risk and compliance teams by providing financial insights around fraud detection, credit scoring, and repayment performance. Collaborate with product and tech leadership to evaluate the financial viability of new features, pricing models, or merchant partnerships. Mentor, build, and lead a high-performing finance team, fostering a culture of accountability, efficiency, and innovation.

Required Qualifications:

Bachelor's degree in Finance, Accounting, Economics, or a related discipline. MBA, CPA, ACCA, or CA certification highly preferred. Minimum 8-10 years in financial leadership roles, with at least 3+ years in a regulated fintech or lending environment. Deep knowledge of Qatari financial regulations and compliance frameworks, especially those applicable to digital financial services and BNPL. Proven experience managing financial operations in a startup or scale-up environment. Strong command of IFRS, financial analysis tools, and regulatory reporting practices.

Key Competencies & Skills:

Strategic financial planning and data-driven decision-making Fundraising and capital structuring Budget management and financial modeling Regulatory and audit compliance (QCB-focused) Leadership, mentoring, and cross-functional collaboration Communication and investor relations High integrity and discretion with sensitive financial data
Job Type: Full-time