The Investment Advisor provides support to the Relationship Managers and their clients to meet the client\xe2\x80\x99s desired investment objectives and increase bank\xe2\x80\x99s share of wallet. The Investment Advisor plays a key role in providing the bank\xe2\x80\x99s house views on markets and products and providing clients with investment solutions in line with their investment objectives and risk profile. The Investment Advisor helps in liaising with the product managers within the Wealth Management Product team on a regular basis to discuss client requirements and to ensure flow of product and market knowledge.
Responsibilities
Strategy
Assisting Affluent Segment - Relationship Managers in the UAE to meet client\xe2\x80\x99s desired investment objectives and assist in achievement of AUM growth and revenues from Investment products
Responsible for updating the frontline and customers of the bank on the outlook published by the CIO Office with relevant and timely information on global Capital Markets, Asset Classes and route to market ideas
To play a key role in liaising with the product managers within the WM product team (Managed Investments, Bancassurance, CMPS and WM Lending) on a regular and ad-hoc basis to ensure flow of client and market requirement.
Business
Determine client\xe2\x80\x99s risk appetite, investment preference and return expectations by partnering with Relationship Managers in client meetings
Conduct portfolio reviews by providing independent opinion on quality of client\xe2\x80\x99s existing portfolios
Ensure that all the wealth management sales teams (Frontline RMs & Specialists) receive adequate sales support, and route to market ideas basis current & relevant views
Keep abreast of latest trends on Investment products, financial markets, consumer behaviours and use of technology in providing investment solutions
Provide reports / analysis where required within the management framework.
Processes
Engage with risk control owners and / or group policy owners for the implementation of policies and control standards set by them
Ensure delivery of views and route to market ideas at highest standards to deliver excellent customer experience and minimize number of complaints
Work with various stakeholders to focus on quality in delivery and turnaround time for end-to-end BAU to achieve efficiency and customer experience objectives.
People & Talent
Develop a people culture which encourages, and champions change among colleagues in the daily workplace. This will facilitate ideation, product innovation and process improvement with the objective of delivering superior Customer & Frontline experience
Risk Management
Collaboratively partner with risk teams to ensure risk management procedures and processes are effectively implemented to operate within operational and credit risk appetite.
Adhere and ensure operational risk management measures are met on a day-to-day basis
Work collaboratively with countries and functions to ensure any audit findings are suitably rectified.
Governance
Maintain an adequate control environment and operational procedures to prevent loss arising from non-adherence to controls
Adhere to all controls and compliance guidelines set by the Bank
Ensure compliance with all regulations and controls as set by the Bank and external regulatory authorities associated with Investment products
Regulatory & Business Conduct
Display exemplary conduct and live by the
. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Lead to achieve the outcomes set out in the Bank\xe2\x80\x99s Conduct Principles
Key stakeholders
Internal
WM \xe2\x80\x93 CIO Office Team
WM Group Advisory Solutions Team
Affluent Banking Relationship Managers
Affluent Banking Unit Heads
VCGM Head \xe2\x80\x93 Affluent Banking
County Product Team \xe2\x80\x93 Managed Investments
Country CMPS team and dealing desk
Country WM Lending team
Country Credit Team
Country Operations Team
Country Insurance Team
WM Proposition Team
External
Third Party Product Providers \xe2\x80\x93 Fund managers, Data Providers (Bloomberg) and Insurance providers
Existing and Prospective Customers of the Bank
Our Ideal Candidate
Education Minimum undergraduate Licenses Sca certified Certifications Cfa, frm or caia is preferred but not mandatory Languages English is mandatory and arabic will be an added advantage
Role Specific Technical Competencies
Understanding of Financial Markets
Approach to Advisory & Financial Planning
Understanding of Asset Allocation & Portfolio Construction
We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you\'ll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
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