Job Description

Job Title Senior Officer- Retail Loans Operations

Description

We are hiring an energetic Senior Officer- Retail Loans Operations - Get Hired Fast - Start Now to join our exceptional team at First Abu Dhabi Bank in Dubai.
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We are searching for an expert Senior Officer- Retail Loans Operations to join our all-star team at First Abu Dhabi Bank in Abu Dhabi.
Growing your career as a Full Time Senior Officer- Retail Loans Operations is an awesome opportunity to develop useful skills.
If you are strong in people management, critical thinking and have the right drive for the job, then apply for the position of Senior Officer- Retail Loans Operations at First Abu Dhabi Bank today!
JOB PURPOSE:
This role is primarily responsible for processing the following category of loans and related transactions:
Personal Loans, Personal Instalment Loans, Auto Loans, Business Banking Loans (SME), Mortgage loans, Staff loans, Khalifa Fund, NDDSF loans and Leverage Loans including below activities which comprises part of the disbursal process:-
Manual Block placements/release
Manual Settlement of existing loans
Internal Transfer of funds (A2A)
Issuance of Manager's Cheques
Manually set up interest rate in T24 (For forward rate in addition to existing rate)
Set up customized payment schedule
Collateral Mgmt., (Link/delink)
Fee recovery
Tranche payment & MC issuance or remittance
Also, processing of maintenance activities like:
Postponement
Settlement (Full/Partial)
Past Due Recovery
Loan parameter changes like repayment date, instalment change
Loan Cancellation
Write off
Collateral linking / delinking
Blocking, unblocking and block adjustment
Advance placement in RPA
Priority Account Setup
MC Issuance, covering letter & Bank Guarantee
Funds transfer, data capture
Loan Restructure (Placing of blocks, principal increase, PD recovery, deferral etc. )
Remittance, block release or adjustment
In addition, coordination with other sections of Operations and internal stakeholders to ensure smooth work flow and delivery of high quality and timely service to internal customers
Detailed Responsibilities
Validation and processing of new loans received through CAS, input/create new loans in T24 for manual bookings including validation of DOA
Execution of additional steps post disbursement of a loan
Diarizing of transactions wherever second day steps/activities are involved
Providing remittance instruction to Payment Centre wherever applicable
Signatures obtained on the MCs as per the DOA matrix
EOD checks to be performed for unauthorized transactions & printing of daily vouchers
Scanning and archival of the documents
Disbursal memos (wherever applicable) should be forwarded for 'Transaction Authorization Limit' sign-off as per Loan Ops DOA matrix
Ensuring efficient, error free processing of transactions with strict compliance to policies, SOP and within the agreed SLAs
To minimise operations risks for the Bank by ensuring that all transactions that are processed comply fully with underlying customer or internal instructions.
Ensuring conformance to internal procedures / policies / guidelines and local and international norms and regulations as applicable
Performing internal accounts & MC stock reconciliation on a daily basis
Undertaking all daily-processing activities related to a particular product or sub function
To be responsible as primary custodian of security items
To participate actively in the various initiatives within section / unit / department/division/group and the Bank as and when required
To engage on any other activity, falling within pretext of a Processor
Providing periodical reports and management information for effective decision making
Involvement and participation in various UAT activities
Handling loan related queries raised by Internal Stakeholders, timely response to be provided
DCFCL to be maintained and signed off of a daily basis
Qualifications Minimum Qualification
Bachelor's degree in Commerce, Accounting and Finance or related discipline.
Minimum Experience
4-5 years' relevant experience in the banking sector with at least 4 years in similar positions of progressively increasing managerial responsibilities in Retails Loans function.
Company Benefits:
? Learning opportunities
? Company offers career progression opportunities
? Attractive package Company Benefits:
? Company offers great benefits
? Opportunities to grow
? Competitive salary
Company Benefits:
? Learning opportunities
? Advancement opportunities
? Competitive salary

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