Company Description

Join the UAE\'s largest bank and one of the world\'s largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry.



GROUP FUNCTION AND BUSINESS AREA PURPOSE

The Group Credit is a credit organization that enables business growth of First Abu Dhabi Bank\'s SME & Personal Banking Business, meets the service aspirations of all our customers and remains an independent assurance provider of credit quality through the possession of sound credit risk, product and market knowledge. Retail CAD-Plain Vanilla Unit is handling the Documentation, Loan disbursal, Maintenance, Collateral Management & after sales services for Retail Banking customers.

ROLE PURPOSE

Responsible for preparing documentation of Escan & SBL loans and ensuring accurate detailing before activating the same into the Bank\'s system. Further, responsible for the day-to-day duties of all credit administration processing activities within the team. Provide high levels of customer service and ensure error-free processing. Moreover, accountable for complying with all necessary approval terms and conditions under FAB policies and procedures.

KEY ACCOUNTABILITIES

• Preparing Documentation such as Loan offer letters, Consent Letters and other ad hoc Letters for Escan & SBL loans.
• Reviewing all documents and maintaining accuracy with regards to Loan amounts, currency, Interest rates, Fee recovery and other terms and conditions in line with bank policy and procedures.
• Ensuring rectification of any discrepancies raised at time of document vetting.
• Signing as maker for all disbursal, internal memos which are sent to Loan Operations.
• Process as maker in system related activities such as CAS, LMS etc.
• Preparing Escan & SBL loans Instruction after all documentation is in order and send to Loan operations for processing.
• Preparing and Sending Instructions to Operations team with regards to Loan maintenance, Settlements and collection of Fees, Reversals, Loan cancellations and Loan Restructure.
• Updating deferral & Post Disbursal Documents MIS
• Initiating approval for mortgage release after Exposure checks.
• Ensuring Timely submission & updating respective MIS.
• Lodgement of Disbursal and other documents.
• Indexing new lodged cases and deferral document which are sent to RMT.
• Act as a backup during the absence of other staff and as and when necessary.
• Execute any special tasks assigned by Management from time to time.
• Maintain records related to Admin functions such as; inward/outward mail statements, acknowledgements and other important correspondence.
• Check if applications are complete with all required documents and ensuring the same is filed properly in respective product file before security documents are sent for lodgement.

Qualifications

Skills:

• Knowledge and use of banking software systems, basic PC skills and common MS applications like Excel and Word.

• Good knowledge of English language (both written and spoken).

• Good knowledge of Bank\'s financial system.

• Very good knowledge of Banking Products / SME & Personal Banking CAD functions.
• Very good knowledge of U.A.E. legal environment & Central Bank regulations.
• Decision making skills, ability to work under pressure, attention to details.

First Abu Dhabi Bank