Job Description

Senior Medical Underwriter

Company:

Jordan Insurance Company (JIC)

Location:

Dubai, UAE (On-site)

Role Overview

We're seeking a

Senior Medical Underwriter

to own end-to-end medical risk assessment and portfolio performance. You will evaluate group and individual medical risks, develop technical pricing, shape product design, and ensure adherence to UAE health insurance regulations.

Key Responsibilities

Assess and underwrite group/individual medical cases (new and renewals) with data-driven risk selection and pricing. Analyse loss ratios, claims trends, and utilization to recommend terms, deductibles, and benefit adjustments. Prepare quotations, proposals, endorsements, and renewal strategies aligned to profitability targets. Calibrate underwriting guidelines and rating models; contribute to product design and policy wording. Coordinate with Sales, Actuarial/Finance, Claims, Reinsurance, and Provider Relations to maintain portfolio health. Ensure compliance with

DHA

and

DOH

requirements, circulars, and market conduct standards; manage filings/approvals as needed. Maintain accurate records, MI dashboards, and pipeline/portfolio reports for management review.
Requirements (must-have)

Male

Bachelor's degree

Minimum 5 years

of medical underwriting experience

in an insurance company in the UAE

(not a broker). Strong working knowledge of

DHA

(Dubai Health Authority) and

DOH

(Department of Health - Abu Dhabi) laws, regulations, and market practices. Demonstrated expertise in technical pricing, benefit design, and risk selection for UAE medical lines. Proficiency with underwriting tools and Excel; ability to interpret claims/utilization reports.
Job Type: Full-time

Education:

Bachelor's (Preferred)
Experience:

medical underwriting in an insurance company in the UAE: 5 years (Preferred)
Expected Start Date: 01/11/2025