Job Description

Job Summary
37C is building an institutional digital-asset financing & treasury platform which will be operating globally, conducting regulated activities out of ADGM. We provide USD/stablecoin lending against digital-asset collateral with assets held at qualified custodians. Beyond lending, we aim to keep borrowers and investors on-platform with curated tokenized investment opportunities and light-touch prime services (via partners) such as collateral/treasury tools. We are building a tech-first company -API-driven, security-led, with AI embedded in underwriting, monitoring, and operations. 37C is backed by a tier-1 global bank and a leading hedge fund manager.
The Opportunity:
This is a front-door, operating role for our ADGM entity. As Senior Executive Officer (SEO), you will be the resident Approved Person responsible for running the ADGM business safely and compliantly, managing the relationship with FSRA, and overseeing day-to-day governance, risk, and control. The co-founders (especially the CEO) lead the overall strategy, commercial agenda, and hiring; you will partner closely with them while owning operations and regulatory affairs in ADGM. Note: The FSRA application is being led by the co-founders with a placeholder for the SEO; you will join to take the ADGM entity from approval to go-live and scale.
Key Responsibilities
What you'll own:
Regulatory & Supervisory Interface

• Primary liaison with FSRA: handle authorisation handover, notifications, inspections, periodic returns, incident management.
• Ensure our permissions (Cat 4: Arranging Credit, Advising on Credit/Investments, and/or PFP) are operated within perimeter; maintain conduct and financial promotions controls.

Governance & Risk Oversight

• Run the ADGM governance cadence: Board packs, Risk/Credit Committee, policy approvals, outsourcing oversight.
• Approve and monitor risk guardrails (eligible collateral, LTV/margin/liquidation playbooks) and exceptions; ensure effective MI and KRIs.

Operating the ADGM Business

• Ensure professional-only client classification, KYC/KYB standards, sanctions controls, and record-keeping are executed to policy.
• Oversee outsourced functions (Compliance/MLRO, Finance Officer, Internal Audit) with clear SLAs, KPIs, testing, and exit plans.
• Coordinate with CTO/CRO on control design (custody integrations, margin automation, incident response/BCP).

Stakeholders & Partnerships

• Maintain senior relationships with FSRA, custodians, banks, OTC venues, administrators, and service providers.
• Support founder-led commercial efforts within regulatory guardrails (no prop trading; no retail).

Skills and Experience
What great looks like

• FSRA licence conditions met; zero critical findings; clean external reviews.
• Operating rhythm in place: Credit/Risk Committee, MI dashboards (LTV, margin events, SLAs), incident drills, outsourcing attestations.
• First $50-100m deployed through the ADGM entity with tested liquidation pathways and documented post-mortems.
• Outsourced CO/MLRO and FO running to KPIs; Internal Audit plan approved and underway.
• Clear org lines: formal regulatory accountability with the SEO; smooth day-to-day with the CEO and founders

Nice to have

• ADGM/FSRA experience and UAE ecosystem network.
• Private credit or crypto-collateralised lending exposure; familiarity with custodians and OTC venues.
• Experience taking a firm from authorisation to first deployment.

How we work

• Lean, senior, hands-on. Build before buy; automate; small, high-trust teams.
• Security & compliance first. Institutional controls from day one.
• Founder alignment. Strategy and hiring led by the CEO; SEO owns ADGM execution.

Qualifications

• 10-15+ years in institutional lending/prime/markets or crypto-institutional platforms; prior Approved Person experience (SEO/SMF/Licensed Director) preferred.
• Deep understanding of credit underwriting, collateral/margin, custody/escrow, and crypto-specific risks (MPC/HSM, oracles, L1/L2).
• Proven record operating a regulated entity and engaging supervisors (FCA/DFSA/FSRA/MAS/HKMA).
• Strong governance mindset: outsourcing, AML/CTF/sanctions oversight, complaints/financial promotions, conduct risk.
• Clear, calm communicator with Board-level presence; comfortable in a hands-on, lean environment.
• UAE residency (or immediate relocation) required.

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Senior Executive Officer

Skills Required