Job Description

About Us
Allianz Group is a global leader in insurance and asset management, renowned for its trustworthiness and reliability. We are committed to fostering an environment where our employees can pursue their aspirations and navigate challenges with confidence. By working together, we aim to empower each individual to grow and contribute positively to the future of our customers and the communities we serve.
We are recruiting for a Senior Credit Assessor to join our team in Dubai. The role reports to Head of Credit Assessment.
The Role
The role focuses on assessing businesses for underwriting, monitoring portfolios, preparing sector reports, and collaborating with internal teams. It also involves projects on data sourcing and automation within the Credit Intelligence Department.
Responsibilities

• Assessing SME's and large Caps with grading assigned that will impact commercial and risk underwriting stance.
• Assessment in line with Allianz Trade Grading Methodolody (Top Down Approach) and key risk factors by sector.
• Active monitoring of the portfolio as per sensitivity theresholds and ensuring market presence via buyers visits.
• Preparing and presenting detailed quarterly sectors insights and reports.
• Interaction and alignment with internal stakeholders (Underwriting, Commerical & Claims departments)
• Transversal projects within Credit Intelligence Department focus on data sourcing and enhanced automation.

Qualification

• Audit, Finance background Masters. in Finance/Accounting
• CFA or equivalent professional qualification will be a plus

Experience and Skills
Business expertise
- Minimum 5 to 8 years of relevant experience in Banking, Audit/Consulting or Credit Insurance industry.
- Knowledgable on GCC markets and/or key regional trade sectors
- Strong skills in corporate credit analysis
- GCC market insights and key sectors dynamics
Skills
- Collaborative mindset with strong team spirit
- Negotiation skills, to source necessary information and assertiveness in justifying rating decisions to stakeholders.
- Adaptability to constant change in complex and dynamic business environment.
- Proactive ownership in decision-making and accountability
- High self motivation and commitment to continuous learning
- Strong organizational skills to manage multiple priorities effectively
- Clear and confident communicator with excellent presentation abilities
- Basic understanding of commonly used Generative AI / GenAI / Generative Artificial Intelligence platforms such as ChatGPT, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.
- English (Arabic will be a plus)
Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.
We at Allianz believe in an inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, embracing your unique identity and experiences.
Join us. Let's care for tomorrow.
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