Senior Credit Analyst Uae
Job Description
Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.
Evaluate the financial health of borrowers by analyzing their income, debt levels, and liquidity.
Assess the risk associated with extending credit and make recommendations for credit approvals or rejections.
Prepare detailed credit reports and summaries for internal and external stakeholders.
Monitor and manage the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessments.
Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk.
Collaborate with other departments, such as sales and underwriting, to gather and analyze necessary information for credit evaluations.
Provide guidance and support to junior credit analysts in their analysis and decision-making processes.
Develop and maintain relationships with clients, ensuring clear communication and understanding of credit terms and conditions.
Assist in the development and implementation of credit policies, procedures, and risk assessment models to improve overall credit management.
Requirements
Strong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusions. In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices. Proficient in using financial analysis software and tools. Excellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner. Attention to detail and high level of accuracy in analyzing and interpreting financial data. Ability to work independently and manage multiple priorities in a fast-paced, deadline-driven environment. Strong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholders. Sound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordingly. Proficient in Microsoft Office Suite, particularly Excel, for financial analysis and reporting purposes. Strong ethical standards and adherence to confidentiality requirements.
Benefits
Competitive Salaries Hybrid working environment Healthcare coverage A highly collaborative team environment that will support your professional and personal growth A culture that promotes Work-Life balance and Wellbeing * A culture of learning and innovation
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Job Detail
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Job IdJD2137741
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationDubai, DU, AE, United Arab Emirates
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EducationNot mentioned