Job Description

Job Title: Sales Officer (Personal Loan)
Job Location: Dubai, UAE
Industry: Banking/Financial Services
Eligibility Criteria: * Experience:

• Minimum 2+ years of banking sales experience in the UAE OR in the home country.
• Prior experience in retail banking, loan sales, or financial product distribution is preferred.
• Education:

• Graduation is mandatory (Bachelor's degree in Finance, Business, Marketing, or related field).
• Skills & Competencies:

• Proven track record of meeting/exceeding sales targets.
• Strong persuasion and negotiation skills.
• Knowledge of personal loan products, banking regulations, and credit processes.
• Customer-centric approach with excellent communication skills.
• Proficiency in English (Arabic is a plus).

• Actively promote and sell personal loan products to potential customers.
• Identify new business opportunities through leads, referrals, and outreach.
• Achieve monthly/quarterly sales targets set by the bank.
• Customer Relationship Management:

• Build and maintain relationships with clients to ensure repeat business.
• Educate customers on loan features, eligibility, and documentation.
• Compliance & Process Adherence:

• Ensure all sales practices comply with UAE banking regulations.
• Submit accurate loan applications and documentation to the underwriting team.
• Market Intelligence:

• Monitor competitors' products and market trends to refine sales strategies.
• Reporting:

• Maintain records of sales activities and customer interactions in CRM systems.

• Candidates with UAE driving licenses and own vehicles may be preferred (for field sales).
• Incentive structures are typically target-driven (commission-based).