To independently manage a portfolio of credit relationships in accordance with the set revenue and risk objectives. To market new borrowing relationships in line with the stated credit appetite of the bank. To act as an independent contact with internal / external customers so as to enhance customer satisfaction.
Key Accountabilities
Independently manage a portfolio of borrowing relationships - Risk and Revenue responsibility.
Liaise with Unit Head and Business Credit for various routine transactions/ portfolio review and PDR.
Timely completion and perfection of Security Documentation and follow up to ensure ongoing compliance as per approved terms and conditions.
Compliance with Bank Policy, & department procedure guidelines
Interaction with other departments within the bank to effectively and efficiently deliver products and services to clients People Management
Other Accountabilities
Other Accountabilities
Job Context
A general commentary of any aspects of the job that do not fit logically in the other sections e.g. current projects, operating context/environment
The job holder would need to contribute/support Unit Head /Senior Management in various assignments / Bank projects from time to time.
Education
Bachelor\'s Degree related to a business field such as Accounting, Commerce and Economics
Masters degree in economics, Business studies (MBA), or a relevant business discipline, CFA, etc
Experience and Skills
Minimum 5-6 years banking experience in relationship management. Knowledge of corporate banking products and UAE market knowledge is preferable.
Technical Competencies
Relationship Management-CIBG-Proficient
Product Knowledge-CIBG-Advanced
Service Excellence-CIBG- Advanced
Financial Analysis- CIBG-Advanced
Business Development- CIBG-Proficient
Governance, Compliance and Audit-CIBG-Proficient
Behavioural Competencies
Evaluating and Solving Challenges - Advanced
Empowering and developing self and others - Advanced