Personal Loan Specialist

Abu Dhabi, United Arab Emirates

Job Description

Job description

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the "extra mile" to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Requirements and skills
  • Proven working experience as a Loan Officer
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • Fluency in English & Arabic
  • Should be residing in Abu Dhabi
Job Type: Full-time Salary: AED5,000.00 - AED7,000.00 per month

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Job Detail

  • Job Id
    JD1452821
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Abu Dhabi, United Arab Emirates
  • Education
    Not mentioned