Job Description

Job Summary:

We are seeking an experienced and knowledgeable MLRO to lead and oversee the Anti-Money Laundering (AML) compliance function for our DNFBP clients, particularly in the real estate and precious metals/gold trading sectors. The ideal candidate will ensure full compliance with UAE AML laws and regulations, manage STRs/SARs, and maintain robust AML frameworks on behalf of our clients.

Key Responsibilities:

Act as the designated MLRO for our DNFBP clients as per UAE AML regulations.

Ensure clients' compliance with Federal Decree-Law No. (20) of 2018, Cabinet Decision No. (10) of 2019, and guidance from the UAE Financial Intelligence Unit (FIU).

Prepare, review, and submit Suspicious Transaction Reports (STRs) and Suspicious Activity Reports (SARs) through goAML on behalf of clients.

Conduct and update AML risk assessments for real estate and gold trading clients.

Oversee the development, implementation, and enforcement of AML/CFT policies and procedures.

Perform and supervise Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Know Your Customer (KYC) checks.

Provide AML training and awareness sessions to client staff, tailored to sector-specific risks.

Monitor and report unusual or suspicious activities and ensure appropriate escalation procedures are followed.

Conduct internal AML compliance reviews and audits for clients to assess effectiveness of controls.

Serve as the point of contact for regulatory authorities (e.g., MOE, FIU) on behalf of clients.

Maintain accurate records of all compliance-related activities, including client files, STRs, and training logs.

Required Qualifications & Skills:

Bachelor's degree in Law, Finance, Business, or a related field.

Minimum 3-5 years of experience in AML compliance, preferably within DNFBP sectors.

Proven experience handling AML compliance in real estate and precious metals/gold trading.

Certified AML specialist (e.g., CAMS, ICA) is strongly preferred.

In-depth knowledge of UAE AML laws, DNFBP obligations, goAML portal, and international best practices.

Strong analytical, investigative, and report-writing skills.

Excellent communication and stakeholder management abilities.

Proficiency in English; Arabic is an advantage.

Job Type: Full-time

Pay: AED3,000.00 - AED7,500.00 per month