Job Description

Job Accountabilities

Conduct desktop investigations using online sources and databases to gather up-to-date client information, supporting accurate credit evaluations.

Review industry analysis reports to understand the client's market context and risk exposure, contributing to a more comprehensive credit assessment.

Obtain and verify Protest and Bankruptcy reports for assigned clients to identify any legal or financial risks, helping to safeguard the bank's credit exposure.

Check the validity of client-submitted documents to ensure all required documents are current and complete, maintaining the credibility of investigation files.

Analyze the client's ACP (Assigned Client Profile) extracted from the CBE Portal to detect irregularities or risk indicators, aiding in early risk detection.

Support in extracting and assessing I-Score reports to evaluate the client's credit behavior and financial reliability, supporting lending decisions.

Prepare detailed investigation reports for suppliers and drawees of borrowing clients to verify the authenticity of business relationships, enhancing the reliability of client financial assessments.

Conduct field/site visits to corporate and SME client premises (existing and new) to validate provided information and collaterals, ensuring data accuracy and creditworthiness.

Prepare comprehensive and accurate investigation reports for existing, new-to-bank, and remedial clients using multiple information sources to support sound credit decisions and maintain a healthy credit portfolio

Qualifications and Experience:

Bachelor's degree in Commerce, Business administration, accounting or any related field. For the Investigator role 1-3 years of experience with preferred experience in the investigation field. Credit Course to be considered as an asset.

Skills:

Good command of English and Arabic languages (written and spoken) Excellent decision making and negotiation skills. Excellent communication skills. * Excellent planning and organizing skills.