• Jobs at this level assist in maintaining the credit administration process in relation to:
• Preparation of Loan/financing documentation for Corporate & non-retail clients, examine all proposed collaterals required as per the Credit Approvals and prepare related documentations required to hold/control these collaterals to secure the facilities being granted to clients.
• Checking of loan/financing documentation “post signature” pertaining Non-Retail (Corporate) lending, verify & administrate related collaterals in compliance with appropriate statutory and bank policies and procedures with work being reviewed at regular intervals by the Section Specialist.
• Managing & Maintaining Collateral held by the bank as well as Safekeeping, & custody of facility/security documents.
• Job holders work within the guidelines of the Credit Policy, Department’s Procedure & the DOA with work being reviewed at regular intervals by the team’s Specialist
• Checking of daily received security documents for Non-Retail lending, verify completeness/accuracy of all documents, terms, conditions & collaterals against the approved credit application, and verify signatures (authenticity/Authority) against banks systems & the “Legal Certificate” obtained from the concerned department.
• Register all documents & collaterals in bank’s systems/Database as “Mitigants” and update internal logs/reports for necessary reporting/tracking as needed by all stakeholders.
• Prepare the Limits Activation Sheet addressed to other stakeholders to activate Credit facilities as per the amounts, maturities, other terms & conditions mentioned in documentation/approved credit application.
• Update status progress in internal logs/reports pertaining all handled request for necessary tracking/monitoring by all stakeholders.
• Register mortgages in URCP (Unified Register for Commercial Mortgage) for collaterals where applicable or coordinate with the concerned departments/subsidiaries for completing the mortgage of collaterals such as (shares, funds, title deeds) securing credit facilities in accordance with the terms & conditions of each credit application.
• Check/Analyze approved credit application and review pre-requisites obtained from the concerned Business line for documents preparation where needed.
• Such pre-requisites include but not limited to:
• IDs/CRs
• Title deeds
• Portfolios/funds/shares information
• Project Contracts (rental, constructions, supply, services/maintenance, invoices, etc..)

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