Country Head Of Client Management, Oman

Muscat, Muscat Governorate, Oman, Oman

Job Description

Schedule: Full-time The Role Responsibilities Job Role Build Own Operate (BOO) Client Management in the country in accordance with globally consistent standards, controls, and levels of conduct and valued behaviours. Deliver significant improvement in frontline and client experience in terms of TAT, productivity, and process improvements. Embed appropriate risk culture and standards of excellence. This will include strong emphasis and focus on Effective delivery of quality client service based on client segment and tiering differentiation Efficient management of client account maintenance activities Accurate and efficient credit and client onboarding, management and offboarding processes Heightened awareness of AML risk, and associated controls Effective first line risk management; credit and AML risk monitoring and remediation Oversight of the execution of CDD Management of quality Static Data Expansion into other process to support business and risk control objectives Strategy Strategy and Execution Lead the implementation of Client Management in the country with a focus on service differentiation based on client segment / tiering and value. Ensure that the model is scalable, best-in-class, client-focused and fit for purpose of client delight. Right scoping the Client Management model in terms of chalking out the activity inventory, capacity estimates, process flows, R&R and appropriate resourcing. Engage all the relevant impacted teams across businesses, functions, and stakeholders to ensure Client Management seamlessly integrates into the overall TOM of CCIB with minimal business disruptions. Fully understand the CCIB business strategy and leadership expectations and ensure Client Management activities are effectively managed in accordance with the Bank's strategic focus. Accelerate the shift to digital and ensure the digital value proposition is aligned with clients' needs and preferences. Lead local capabilities for onboarding and client management activities (e.g. cross border documentation). Ensure alignment between CCIB business and Client Management with regular engagement regarding business priorities, issues, and address any gaps. Ensure alignment between onshore and offshore teams in accordance with the overall onshore-offshore client delivery model. Reinforce synergy between countries, regions and hubs, through close communication and consistency of standards. Spearhead the delivery of Client Management change projects, improvement, remediation activities in the country. Continuously work on the expansion of the scope of Client Management including more processes and business segments, geographies. Business Lead an end-to-end Client Management model for the country and strongly support CCIB frontline to deliver beyond client expectations. Ensure that the Client Management team is ably equipped with the best-in-class MIS, Performance Management tools, and utility functions. Set and manage all relevant team budgets. Develop awareness of business changes, predict challenges, and identify opportunities to optimise people and processes and add value to client and frontline. Serve as a thought leader for the processes under Client Management within the country. Align the priorities of Client Management with those of the business segments and country. Close collaboration with Group, Region and Country business and function stakeholders, shared utilities, and other networks to achieve transparency and consistency of execution of the end state operating model, maintaining exemplary levels of conduct. Effective relationship and key stakeholder management with and across the networks to identify and address issues / concerns. Act as the point of escalation for day-to-day client account maintenance activities to mitigate unnecessary RM involvement wherever possible. Exercise appropriate judgement on escalation items and engage the relevant internal stakeholders (Credit, Risk, Operations Heads) to resolve locally or escalate to Regional / Global CM Heads for thematic, organisational issues beyond the scope of country resolution. Ensure thematic country client issues are raised to the Country Business Head for Client Experience forum discussions. Ensure appropriate team capacity management to align with business and portfolio changes and engage the CC Country Head to address any gaps / issues. Ensure overall client portfolio hygiene is maintained for the Client Management team and the team as a whole is adhering to the Bank's policies and procedures. Processes Establish a clear and uniform approach towards implementation of the global operating model for all Client Management related processes (CDD, Account Opening, Account Maintenance, S2B activation, Credit Documentation, MIS, and off-boarding), and adherence to DOIs. Identify key processes for further streamlining, work on process improvements and fine-tuning of the operating and organizational models, and ensure optimum delivery of processes in accordance with globally consistent standards, controls, and levels of conduct and valued behaviours. Optimise 'speed to market' for all Client Management processes with the aim to improve client experience, reduce 'time to revenue' without impact on control standards across the country. Continuously improve productivity and efficiency of processes and people. Drive a strong results-oriented Client Management team supported by robust data-enabled performance management tools. Maintain oversight on and participate in the quality and timeliness of 'Service Review Meetings' (SRM) to be held every month between Business Teams and Country operating teams. Ensure roles and responsibilities and service levels are clearly defined in the Service Level Agreements (SLA) between Client Management and Business or other Functions. Share and replicate best practices with other Country Client Management Heads / Teams. Drive Client Management discipline in logging client complaints in accordance with the Bank's Complaints Policy and ensure the team fully understand their obligation to capture client complaints in WorkBench. Review relevant client team portfolio data / reports (ASTAR, Excess and Past Dues / WorkBench modules, SCI, CRC / Credit, ACBS / Lending, etc) to identify lead indicators / trends in portfolio quality and take proactive steps to address root cause issues. Maintain close oversight on the discipline of timely annotation of Excess and Past Due Reports by Client Management. Drive improved ways of working across coverage, product and functional partners, leveraging relevant meetings / forums to achieve stronger cross-functional collaboration. People and Talent Develop a highly engaged Client Management team in the country. Have a strong oversight on talent management and hiring in the country. Ensure hiring decisions are aligned with the capabilities of the Client Management role profile and job description. Ensure a high-performance team and provide appropriate training with the aim to achieve optimum quality deliveries. Employ, engage and retain high quality people with succession planning for critical roles and appropriate recognition and reward for high performance / potential. Lead through example and build the appropriate culture and values, embedding a high level of team engagement. Set the appropriate tone and expectations for team and work in collaboration with risk and control partners, global process teams, and local business teams. Ensure rollout and completion of all Client Management training programmes within the country for all staff executing relevant processes and foster cross-training of staff across managed areas. Ensure implementation and tracking of performance metrics into the P3 of staff managed. Formulate and monitor job descriptions and objectives for direct reports and provide feedback regularly and rewards in line with their performance against those responsibilities and objectives. Ensure team structure / capacity is reviewed to enable effective delivery of operations and change agendas based on the bank's strategic focus and business needs. Risk Management Ensure implementation of the OR Framework across managed processes. Control operations to meet risk tolerance thresholds set for processes managed. Proactively manage risks and establish / monitor controls to improve the overall state of the risk management and operating framework in the country. Work closely with Local Compliance, Credit, Legal, and Risk for guidance on complex policy / risk issues and actively provide feedback for policy gaps and revisions required. Provide insights and highlight risks / mitigation to senior management, governance forums, and group teams based on understanding of country dynamics and MIS and analytics. Manage in country or other remediations as required to ensure capability, process, or data / docs are brought up to a best-in-class standard over time. Governance Responsible for delivering effective governance for Client Management in the country in compliance with applicable internal policies and external laws and regulations. Serve as the Country Process Owner for relevant processes impacting Client Management. Ensure that the risks are clearly identified and quantified, properly tabled in the appropriate forums and appropriate RCPS are done. Ensure, lead, and monitor strict adherence to regulatory requirements, best practices, and a state of ever-readiness for audit and regulatory reviews, with respect to Client Management responsibilities. Ensure the Client Management team is appropriately Risk trained / certified as stipulated in the relevant Bank policies. Ensure alignment of GBO teams and processes supporting the country. Senior escalation point for stakeholders on process and governance related issues in country. Represent the Client Management function and act as an alternate to the Country CC Business Head (where applicable) in the relevant governance forums. Delegated authorities passed on by Business Heads and Regional Client Management Head wherever required. Work on the mechanism to track the key governance metrices set by Business Heads viz Segment Heads, CCIB Heads. Coordinate across network to facilitate Local and Regional network business. Regulatory and Business Conduct Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the Client Management Team to achieve the outcomes set out in the Bank's Conduct Principles: Financial Crime Compliance; The Right Environment. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Key Stakeholders

Internal Region and Country CCIB Heads CCIB Business / GAM / FAM Business CCIB Finance CCIB HR Operational Risk Teams Client Lifecycle Design Management Teams Regional and country COO / CEO / CIO teams GBS Hubs / Heads CCIB Regional / MT members Legal team; in-countries, Region and Group Credit and Risk teams; in-countries, Region and Group Credit Analysts GIA Risk and Control Governance Functions (e.g. CORC, CR, etc) Product Partners Regional CFCC CDD Controls Regional CDD Risk Managers CFCC, CDD CoE, Hubbed teams Global Client Management network COO Process owners and governance teams External Local regulators and other policy makers External auditors Competitors Industry forums Vendor partners and providers of Client Management utilities and services Relevant Trade Associations Legal Firms Other Responsibilities Embed Here for good and Group's brand and values in the Client Management Team. Our Ideal Candidate Very good understanding of the business - preferably on the job business experience in CCIB. Very good knowledge of the region - preferably a on-the job experience in the region. Strong leadership skills - preferably an experience in leadership role in CCIB leading teams within countries. Good interpersonal skills in networking and influencing decisions. Good communication skills - oral, written and presentation. Good product knowledge including the processes and procedures. Strong project management skills - preferably a project experience in CCIB. Risk and AML certified as stipulated by Bank policy (role based). Role Specific Technical Competencies Manage Conduct Manage Risk Manage People Operational Execution Manage Change Manage Projects Process Management Data Conversion and Reporting Managing Regulatory Relationships Regulatory Reporting and Filing Regulatory Liaison

About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations Time-off including annual, parental / maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum Flexible working options based around home and office locations, with flexible working patterns Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website

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Job Detail

  • Job Id
    JD1642081
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Muscat, Muscat Governorate, Oman, Oman
  • Education
    Not mentioned