Job Description

Job Summary:

We are looking for a diligent and knowledgeable

AML Officer

to lead our anti-money laundering efforts within a

real estate development company focused exclusively on off-plan sales

. The ideal candidate will have hands-on experience in AML compliance specific to the UAE real estate sector and a deep understanding of risks associated with off-plan transactions, high-net-worth buyers, and international investors.

Key Responsibilities:

Design, implement, and manage the company's

AML/CFT framework

in compliance with UAE regulations, including the

UAE Central Bank

,

Ministry of Economy

, and

FIU

directives. Monitor off-plan sales transactions to identify and report suspicious activities, including those involving

cash buyers, foreign investors

, or complex ownership structures. Conduct

Customer Due Diligence (CDD)

and

Enhanced Due Diligence (EDD)

, ensuring source of funds and UBO verifications are completed before booking units. File

Suspicious Transaction Reports (STRs)

through the

goAML

platform and maintain accurate records as per regulatory requirements. Deliver regular

AML awareness and training sessions

to internal teams including sales, finance, and customer relations, specifically focused on off-plan risk exposure. Act as the point of contact for

regulatory bodies

, including during audits, inspections, and information requests. Perform periodic

risk assessments

related to project launches, investor demographics, and sales channels. Stay current with UAE's AML laws, Cabinet Resolution No. (10) of 2019, and other evolving real estate compliance obligations.

Requirements:

Minimum

3-5 years of AML experience

, including at least

2 years within a UAE real estate development company

(off-plan focus is essential). In-depth knowledge of

UAE AML regulations

and real estate-specific compliance frameworks. Experience handling

off-plan sales transactions

and working with internal sales & finance teams. Proficient in

goAML platform

, STR reporting, and managing regulatory audits. AML certifications such as

CAMS, ICA, or equivalent

preferred. Bachelor's degree in

law, Finance, Business

, or a related field. Strong analytical, investigative, and communication skills. Fluency in English; Arabic is a plus.

Preferred Attributes:

High integrity and attention to detail. Proactive, with the ability to work independently and handle sensitive data with confidentiality. Familiarity with buyer behavior and transaction trends in the

off-plan real estate segment

.
Job Type: Full-time

Pay: AED8,000.00 - AED10,000.00 per month

Application Question(s):

What's your notice period?? What's your expected monthly salary?
Experience:

Real Estate Development: 1 year (Required) * AML & Compliance: 3 years (Required)