Company Description

Now it\'s your time to join the #1 bank in the Middle East and one of the most prestigious financial companies in the region. Shaking up the world of banking requires a lot of smarts and skill. We\'re looking for the brightest and best to help us reach our goals and we\'ll also help you reach yours.

Your success is our success as you grow stronger in your career. Join us and leave a legacy o f your own, as a pioneer in both the company and the industry.



Policies, Systems, Processes & Procedures

• Follow all relevant departmental policies, processes, standard operating procedures, and instructions so that work is carried out in a controlled and consistent manner.
• Always demonstrate compliance to organization\'s values and ethics to support the establishment of a value drive culture within the bank.

Continuous Improvement

• Participate in the identification of opportunities for continuous improvement of the process. Collaborate within Risk and partner with Business, Credit, Finance, Relations and IT to improve/streamline the systems/processes.

Specific Accountability

CCB and IB - Credit Risk:

• Review of data and coordinate with other stakeholders like CCB & IB Credit, ERS team in development, rollout and maintenance of various rating models and scorecards etc
• Assist in Carry out thematic portfolio stress testing/scenario analysis by providing relevant data set .
• Producing Assets Quality parameters, Impairments, CoR and provision coverage for different products across the line of business.
• Support in annual budgeting and forecasting exercise of CCB & IB portfolio.

IFRS 9 Execution and Reporting:

• Undertake on a monthly basis, IFRS 9 staging and ECL review process adherence to IFRS/local regulatory requirements/ internal policies
• Prepare summaries on monthly basis of the results of IFRS 9 review
• Maintain and follow-up on approval of the staging and ECL overrides as required under IFRS9 Imperilment policy.
• Provide support for the annual review and update of IFRS9 Impairment policy.
• Identify optimization opportunities within the portfolio through data correction and other initiatives.
• Follow up and provide support to close any pending points related IFRS 9 review to Steering Committee
• Oversight on monthly basis input data submission from Credit Department for IFRS 9 such as NPL, IIS and SP to ensure that ECL Provision accurately reflect Group risk profile.
• Assist in preparation of IFRS9 related MIS / data/reports to be submitted internally and to regulatory authorities.

Credit Risk Reporting and Analysis:

• Preparation of reports to monitor credit quality of the portfolio across CCB, IB & international Portfolio .
• Assist in the development and maintenance of credit risk data base to ensure timely availability of data for analysis, forecasting and decision making.
• Assist the development of dashboards for the managed portfolio.

Others:

• Provide relevant risk information and analysis to support discussions with credit rating agencies / External Auditor /Central Bank etc
• Engage with IT and other relevant departments to streamline processes and improve efficiency across the bank.
• Support and provide data sets as required by Internal/ External/ CB Auditor in their respective reviews.

Qualifications

Minimum Qualification

• Bachelor\'s degree in accounting, statistics, economics or related discipline.
• Strong analytical skills with experience in analytics & portfolio data management
• Knowledge of advanced excel and power-point skills is a strong plus

Minimum Experience

4-5 years\' relevant experience

Additional Information

The overall responsibilities of this position are vital within Group Credit Risk team covering areas relating to CCB & IB Portfolio including Review of Models, Group level provisioning under IFRS 9, Credit Risk Reporting, analysis and regulatory aspects such as Asset Quality, Impairment , provision adequacy and credit portfolio monitoring & reporting. The role holder\'s primary responsibilities include:

• Undertake IFRS 9 staging and Provisioning review process as per Regulatory requirement and internal policy including international locations.
• Review data inputs & variables used in the development of various Models. (Rating Models, IFRS9 related PD & LGD Models etc .
• Analysis of Assets Quality, Impairment Charge, Coverage and COR by business segment for CCB, IB & international Portfolio across FAB Group
• Submission of detailed monthly dashboards and analysis reports
• Maintain Risk data base (CCB & IB Portfolio) for robust monitoring and Reporting of Credit Risk
• Undertake portfolio stress analysis related to CCB & IB Portfolio.
• Work on specialized Project, budgets and forecast related to CCB & IB Portfolio

First Abu Dhabi Bank