Job Description

Job Summary
This role will be responsible for proactively managing the credit risk (monitoring and analysis) of a complex portfolio of Global Credit Markets (GCM) accounts in close co-ordination with the originating deal team.
Key Responsibilities

• Actively support in managing the Global Banking loan portfolio credit & returns.
• Support Global Banking in origination of new transactions.
• Monitor existing client Credit Grades and recommend timely re-assessment as necessary.

• Proactive, comprehensive, and timely credit analysis through quarterly performance reporting, waiver, amendment requests and documentation of credit events.
• Ensure forward looking Credit analysis and make appropriate recommendations with regards to credit risk and de-risking opportunities.
• Ability to analyse risk/return analysis and optimise profits with recommendations being based on forward looking risks.
• Evaluation and understanding of risks associated with Corporate Loans, Leverage and Acquisition Finance, Project, and Export Finance, as well as Shipping and Aviation Finance assets, structural, contractual, and external risks.
• Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis.
• Evaluation of security, including parental support.
• Evaluation of project company management and strategy.

Skills and Experience

• Risk Mitigation
• Financial Analysis
• Financial Modelling

Qualifications

• Education - Bachelor's degree preferrably in Finance.
• Languages - Fluent in English.
• Core Credit Curriculum Certified (For Only Internal Candidates)

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

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