Job Description

As a Mortgage Credit Specialist, you will take individual ownership of the conversion of assigned mortgage loans sourced by the Mortgage Acquisition team. This key role involves assessing, underwriting, and processing mortgage applications, ensuring compliance with regulatory standards. You will play a pivotal role in driving loan approvals and maintaining high service standards for our clients.

Key Responsibilities:

Mortgage Loan Application Processing Lead the end-to-end processing of assigned mortgage loan applications, from application to final approval. Independently assess and underwrite loan applications, ensuring adherence to bank's guidelines and financial regulations. Prepare and package mortgage applications with accuracy. Maintain strong communication with clients to gather necessary documentation and address any queries or concerns. Provide clear and timely updates on loan status to ensure a seamless experience for clients. Risk Assessment and Compliance: Conduct thorough credit and risk assessments to ensure compliance with Yubi's risk management policies. Identify and mitigate potential risks associated with mortgage applications. Work closely with the Mortgage Acquisition team to optimize the loan conversion process and improve efficiency. Coordinate with cross-functional teams (e.g., legal, compliance, operations) to resolve issues and ensure smooth loan approvals. Monitor and analyse the quality of loan submissions and ensure compliance with internal and external standards. Identify bottlenecks in the process and propose solutions to improve timelines and reduce delays. Stay updated on changes in mortgage regulations and internal policies. Propose process improvements to enhance loan conversion rates and overall team efficiency.
Job Type: Full-time

Pay: AED4,000.00 - AED6,000.00 per month